Terms & Conditions

5-Day Money Challenges is a digital product operated by Money Tips Money Hacks. You can reach us at hello@5daymoneychallenges.com.

We sell structured five-day money challenges. Each challenge is a guided, self-paced digital plan with daily actions, targets, and progress tracking. One challenge is permanently free; other challenges are a one-time purchase of $3.99 each and grant lifetime access to that challenge on any device you sign in on. There is no subscription and no recurring charge.

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders and handles all customer service inquiries relating to payments, invoices and refunds.

You are responsible for keeping your sign-in details secure and for activity that happens under your account. Accounts are for individual use; do not share access or resell challenge content.

You may not copy, redistribute, republish, or resell challenge content; scrape or bulk download the service; attempt to bypass payment or access controls; interfere with the service or other users; or use the service for unlawful purposes.

All challenge content, copy, and design remain the property of Money Tips Money Hacks. Your purchase grants a personal, non-transferable, non-exclusive licence to use the challenge you bought. Amounts, notes, and results you enter remain yours.

We may suspend or terminate access if these terms are breached, if a payment is reversed or charged back, or if the account is used fraudulently. Where a suspension is our error, we will restore access promptly.

Purchases are covered by our refund policy: you may request a refund within 14 days of purchase. Statutory rights are unaffected.

5-Day Money Challenges is educational. It does not provide individualized financial, investment, tax, or legal advice, does not recommend specific investments, and does not guarantee any financial outcome. Decisions you make remain your own.

The service is provided on an “as is” basis. To the extent permitted by law, our total liability for any claim relating to the service is limited to the amount you paid us for the challenge in question. Nothing here excludes liability that cannot lawfully be excluded.

We may update these terms. Material changes will be reflected by the “last updated” date above and, where appropriate, notified by email.